Speciality Advice (Spain)

About Us

Nathan J Andrews (Senior Wealth Manager) - Regular exhibitor at A Place in the Sun LIVE

Originally from Wales, having graduated from London University, Nathan worked in the UK financial services until 2009 when he moved offshore to specialise in assisting professional, and retired, expatriates. He is a member of the UK Personal Finance Society, Institute of Chartered Insurers, and holds qualifications under The London Institute of Banking and Finance.

As an expat himself, Nathan is fully aware of, and understands, the financial needs and requirements of expats. He recognises the advantages that expatriate status can bring, but also the need for qualified sound advice in order to ensure that one’s assets are properly arranged and effectively managed in the most secure, profitable and tax efficient ways.

Nathan is a senior wealth manager with extensive experience in advising clientele, and also an approved representative of the award-winning Private Client Consultancy network, advising clients across Spain, Portugal, Greece, France and Switzerland, specialising in both Irish and UK pension advice for expatriates.

Questions those moving abroad often ask:

Having decided to pursue one's dream of retiring abroad, and purchased the right Spanish property, experience of working with expatriate clients over the years has highlighted the next clear objective as typically being that of Financial planning. Indeed, people will often ask themselves:

What happens to my UK, or Irish, pensions when I am living in Spain?

Where do I pay tax on my pensions?

What are the consequences of perhaps having purchased an ARF, or an annuity?

Is my UK, or Irish, right to an initial tax-free lump sum also considered tax-free in Spain?

What is a Double Taxation Agreement, and do I qualify, or do I face double taxation between my home country and Spain?

Are there advantageous options for my pensions, and if so, what?

What is a QROPS, and is it right for me, what is the 25% Overseas Transfer Charge?

I already have an existing financial adviser, can they continue to advise me once I have moved abroad?

I have cash, and savings, how will these be treated for tax in Spain?Is my estate still subject to Inheritance Tax?

We believe that prior to any financial decision making, one should feel confident they are able to make an informed decision on how best, or indeed not, to proceed.

Address
23&24 Jardin Botanico, Urb Torrenueva de Mijas Costa, 29649

Awards

Get in touch today ... we are here to help.

Code of Conduct:
Being in an offshore environment, we feel it important that while clients are away from home they experience the highest standards in terms of ethics, integrity and professionalism which they have no doubt become accustomed to in their country of origin.
In terms of day-to-day practice, Speciality Advice stipulate that professionals should conduct themselves at all times, in a manner that is befitting to their membership under The UK Personal Finance Society’s (a branch of the Institute of Chartered Insurers) Code of Ethics. These are a set of principles by which professional advisers should conduct themselves in all business related matters such as "acting with the highest ethical standards and integrity" and "acting in the best interests of each and every client". This helps us to ensure that standards are maintained. http://www.thepfs.org/code

Services

Tax Planning
Estate Planning
Pensions Planning
Investments Advice

What customers say about Nathan Andrews

Paul Tudor, retired to Grenada, Spain

Nathan Andrews did a great job in assisting me with my Defined Benefit pension transfer. It was a very important decision for us in considering the best option. Nathan guided us through the process, he has also provided genuine continuity of service, and the new pension fund has performed well above our expectations. 5 Star all the way.

David & Leslie Hirst, now of Busot.

My wife and I had been planning retirement in Spain for some time. Financial and pension matters were a great concern as these were central for planning our future. I made enquiries with a number of financial advisors, and chose Nathan, because of his knowledge and personal touch ... Nathan's information, advice and working was of a very professional and personal standard. He provided appropriate advice and information, guiding me through the stages and was quick to respond to any queries. His overall approach and help with problems built my confidence through the process. It felt very much like a personal service. I am very happy to have met Nathan and would recommend his services.

Nigel Venning

A very smooth, patient and well supported transfer of my pension. Support from Nathan Andrews, who has been helping me for the past 4 years, much appreciated.

Important Disclaimer
Please note that information given on this page is not intended, nor should it be taken, as any form of specific advice.Information which appears on this web page has been collected from various sources, and is believed to have been correct at the time of publishing. There can be no guarantee as to the performance of investments, and funds may both rise and/or fall in value.
Speciality advice acts as a marketing site for Mr. Nathan J Andrews.

Mr. Andrew Oliver, who forms part of the PCC Group, acts as Investment Committee Member with AQA Capital Ltd. In his role as Investment Committee member with AQA Capital Ltd, Mr. Oliver is involved in portfolio management function. AQA Capital Ltd is authorised and regulated by the Maltese Financial Services Authority ("MFSA") with registration number C 70143. AQA Captail Ltd is authorised as a UCITS and AIF management company and also provides additional services including discretionary portfolio management and investment advisory services (commonly referred to as “MIFID services”). AQA Capital Ltd is authorised to provide services across the EU countries via the EU passport, as well as to client’s resident in other non-EU jurisdictions.

“A very smooth, patient and well supported transfer of my pension”